Question 1

What is ZDY?

Accepted Answer

ZDY (BMO US Dividend ETF (CAD)) is a Canadian-listed ETF trading on the TSX in the US Equity category. It tracks the Morningstar US Market TR CAD.

Question 2

What is the ZDY ETF price today?

Accepted Answer

ZDY last traded at $59.95 CAD on the TSX. See the price chart above for recent performance.

Question 3

What is the ZDY MER (management expense ratio)?

Accepted Answer

ZDY has a management expense ratio (MER) of 0.29% per year. This fee is automatically deducted from the fund's assets, so you never pay it directly — but it does reduce your net returns over time. At 0.29%, ZDY is considered a low-cost ETF.

Question 4

What are ZDY annualised returns?

Accepted Answer

ZDY historical returns: YTD: +19.14%, 1-year: +19.80%, 3-year annualised: +21.38%, 5-year annualised: +14.82%, 10-year annualised: +11.31%. Past performance is not a guarantee of future results. The 3-year Sharpe ratio is 1.52, which measures risk-adjusted return.

Question 5

Does ZDY pay dividends or distributions?

Accepted Answer

Yes, ZDY distributes income to unitholders. The current distribution yield is approximately 1.48%, paid monthly. Distributions may include dividends, interest, capital gains, or return of capital depending on the fund's holdings. In a TFSA or RRSP, distributions are sheltered from tax.

Question 6

What does ZDY invest in?

Accepted Answer

ZDY's top holdings include Apple Inc. (AAPL, 4.9%), Dell Technologies Inc (DELL, 4.9%), AbbVie Inc (ABBV, 3.6%), Cisco Systems Inc (CSCO, 3.4%), NVIDIA Corporation (NVDA, 3.1%) — and 5 more positions. See the full Top 10 Holdings table above for a complete breakdown. The fund tracks the Morningstar US Market TR CAD.

Question 7

What sectors does ZDY invest in?

Accepted Answer

ZDY's largest sector exposures are Technology (34.0%), Healthcare (14.2%), Financial Services (9.8%). The full sector breakdown is shown in the Sector Weights table on this page.

Question 8

How large is ZDY? (Assets under management)

Accepted Answer

ZDY has approximately $900M in assets under management (AUM). Larger AUM generally means better liquidity, tighter bid-ask spreads, and a lower risk of the fund being wound down.

Question 9

When was ZDY launched?

Accepted Answer

ZDY was launched on March 19, 2013, giving it a 13-year track record. A longer history makes it easier to evaluate how the ETF performs across different market cycles.

Question 10

How do I buy ZDY in Canada?

Accepted Answer

ZDY trades on the TSX under the ticker ZDY. You can buy it through any Canadian brokerage, including Wealthsimple Trade (commission-free), Questrade, TD Direct Investing, RBC Direct, and CIBC Investor's Edge. It can be held in a TFSA, RRSP, FHSA, or taxable account.

Question 11

How risky is ZDY?

Accepted Answer

ZDY has a 1-year volatility of 9.29% and a beta of 0.70 (less volatile than the broad market). Its 3-year Sharpe ratio of 1.52 indicates solid risk-adjusted returns. As with all market-linked investments, past volatility does not predict future risk.

Date	Open	High	Low	Close	Adj Close	Volume
2026-10-29	$59.64	$59.95	$59.64	$59.95	$59.95	2,600
2026-10-28	$59.68	$59.68	$59.45	$59.45	$59.45	3,659
2026-10-27	$59.42	$59.72	$59.34	$59.71	$59.71	2,500
2026-10-26	$59.28	$59.28	$59.07	$59.14	$59.14	730
2026-10-23	$58.59	$58.71	$58.48	$58.67	$58.67	4,085
2026-10-22	$58.90	$58.90	$58.60	$58.87	$58.87	3,851
2026-10-21	$59.08	$59.08	$58.98	$59.08	$59.08	2,594
2026-10-20	$58.48	$59.00	$58.48	$58.93	$58.93	5,711
2026-10-19	$58.66	$58.66	$58.57	$58.57	$58.57	460
2026-10-16	$59.34	$59.34	$58.94	$58.94	$58.94	1,723

#	Ticker	Name	Weight
1	AAPL	Apple Inc.	4.90%
2	DELL	Dell Technologies Inc	4.93%
3	ABBV	AbbVie Inc	3.60%
4	CSCO	Cisco Systems Inc	3.45%
5	NVDA	NVIDIA Corporation	3.06%
6	PM	Philip Morris International Inc	3.04%
7	QCOM	Qualcomm Incorporated	2.95%
8	AVGO	Broadcom Inc	2.62%
9	CVX	Chevron Corp	2.54%
10	MSFT	Microsoft Corporation	2.44%

Sector	Weight
Technology	33.98%
Healthcare	14.21%
Financial Services	9.77%
Energy	8.17%
Consumer Defensive	7.33%
Communication Services	6.51%
Real Estate	6.03%
Consumer Cyclicals	4.68%
Industrials	4.41%
Utilities	4.35%
Basic Materials	1.40%

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LLHE	Harvest Eli Lilly Enhanced High Income Shares ETF - Class A Units	$11.55	+6.06%
QQQD		$6.98	+4.96%

BMO US Dividend ETF (CAD) (ZDY : TSX)

Price Chart (30 Days)

Key Statistics

Recent Price History

Annualised Returns

Top 10 Holdings

Sector Weights

ETF Details

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Frequently Asked Questions — ZDY