A side-by-side comparison of Vanguard U.S. Dividend Appreciation Index ETF (VGG) and BMO US Dividend ETF (CAD) (ZDY) to help Canadian investors make an informed decision.
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1-Year Performance
Normalised to 100 at the start — shows relative return over the trailing 12 months.
Head-to-Head Comparison
| Metric | VGG | ZDY |
|---|---|---|
| YTD Return | +7.74% | +16.81%✓ |
| 1-Day Change | +0.78% | +1.31%✓ |
| 1-Week Change | +1.20% | +2.19%✓ |
| 1-Month Change | +5.09%✓ | +8.57% |
| Current Price | $111.11 | $58.78 |
| AUM | $2.46B✓ | $866M |
| MER (Expense Ratio) | 0%✓ | 0.3% |
| Dividend Yield | 1.07% | 1.57%✓ |
| Distribution Frequency | Quarterly | Monthly |
| Inception Date | 2013-08-02 | 2013-03-19 |
| Holdings Count | 1 | 10 |
| MorningStar Rating | ★★★★ | ★★★★ |
| Category | U.S. Dividend & Income Equity | U.S. Dividend & Income Equity |
| Beta | 0.76 | 0.68 |
| 52-Week High | $112.25 | $58.82 |
| 52-Week Low | $91.16 | $45.87 |
| 50-Day MA | $105.32 | $54.25 |
| 200-Day MA | $103.81 | $52.71 |
✓ marks the better value for return/yield/AUM metrics. Lower ✓ for MER.
Annualised Returns
| Period | VGG | ZDY |
|---|---|---|
| YTD | +7.74% | +16.81%✓ |
| 1 Year | +20.24% | +33.07%✓ |
| 3 Year | +17.35% | +20.40%✓ |
| 5 Year | +13.07% | +14.83%✓ |
| 10 Year | +13.23%✓ | +11.62% |
| 1Y Volatility | 8.33% | 8.48% |
| Sharpe Ratio (3Y) | 1.31 | 1.51 |
Past performance is not a guarantee of future results.
Top 10 Holdings
| 1 | VIG | Vanguard Dividend Appreciation Index Fund ETF Shares | 100.00% |
| 1 | AVGO | Broadcom Inc | 3.34% |
| 2 | CSCO | Cisco Systems Inc | 3.12% |
| 3 | AAPL | Apple Inc | 3.03% |
| 4 | ABBV | AbbVie Inc | 3.03% |
| 5 | PM | Philip Morris International Inc | 2.86% |
| 6 | CVX | Chevron Corp | 2.68% |
| 7 | MCHP | Microchip Technology Inc | 2.52% |
| 8 | QCOM | Qualcomm Incorporated | 2.48% |
| 9 | XOM | Exxon Mobil Corp | 2.26% |
| 10 | JPM | JPMorgan Chase & Co | 2.17% |
Sector Weights
| Sector | VGG | ZDY |
|---|---|---|
| Basic Materials | 3.45% | 1.62% |
| Communication Services | 0.00% | 6.84% |
| Consumer Cyclicals | 4.70% | 5.28% |
| Consumer Defensive | 10.14% | 9.55% |
| Energy | 3.47% | 9.61% |
| Financial Services | 20.57% | 9.40% |
| Healthcare | 16.51% | 11.83% |
| Industrials | 11.76% | 4.35% |
| Real Estate | 0.00% | 5.62% |
| Technology | 26.19% | 29.50% |
| Utilities | 3.21% | 6.42% |
About VGG
Vanguard U.S. Dividend Appreciation Index ETF (VGG.TO) is a Canadian-listed ETF traded on the Toronto Stock Exchange. More detailed information will be available soon.
About ZDY
BMO US Dividend ETF (CAD) (ZDY.TO) is a Canadian-listed ETF traded on the Toronto Stock Exchange. More detailed information will be available soon.
Which ETF is Right for You?
Both VGG and ZDY are listed on Canadian exchanges and accessible through most Canadian brokerages including Questrade, Wealthsimple Trade, TD Direct, and Interactive Brokers.
Based on the available data, ZDY scores higher across our tracked metrics including YTD performance, dividend yield, and AUM — though both ETFs warrant individual research before investing.
- Consider your account type (TFSA, RRSP, non-registered) as it can affect dividend taxation.
- Compare management expense ratios (MER) directly on each provider's website.
- Look at average daily trading volume to assess liquidity.
- Review the fund's underlying index and holdings to ensure the exposure matches your goals.
This is not financial advice. Always do your own research or consult a licensed financial advisor before investing.
Frequently Asked Questions
What is the difference between VGG and ZDY?
VGG (Vanguard U.S. Dividend Appreciation Index ETF) and ZDY (BMO US Dividend ETF (CAD)) are both Canadian-listed ETFs. Key differences include their AUM ($2.46B vs $866M), dividend yield (1.07% vs 1.57%), and year-to-date performance (+7.74% vs +16.81%).
Is VGG better than ZDY?
There is no single "better" ETF — it depends on your investment goals. If you prioritise dividends, compare both yields and choose based on your income needs. Always review the fund's prospectus and consider your tax situation.
Can I buy VGG and ZDY on Wealthsimple?
Most Canadian-listed ETFs are available on Wealthsimple Trade commission-free. Both VGG and ZDY should be accessible. Check Wealthsimple's supported tickers list to confirm availability.
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