Dominion Lending Centres reported fiscal third-quarter EPS of C$0.13, below the C$0.15 estimate. Revenue and adjusted EBITDA rose from a year earlier, while funded mortgage volumes edged down.
Dominion Lending Centres Inc. (TSX: DLCG) released its fiscal third-quarter 2026 results after market close on November 5. EPS missed the calendar estimate by 13.3%. It was the company’s fourth consecutive quarter below estimates, with one beat in the last four comparable quarters. The results were mixed: revenue and adjusted EBITDA increased, but funded mortgage volumes slipped slightly.
Recent earnings trend
Dominion Lending Centres Inc
DLCG.TO
DLCG.TO
Dominion Lending Centres Inc
WealthAwesomeMarket cap
$616.98M
P/E
28.6x
Div. yield
1.78%
Div. / share
$0.15
52W high
$10.34
52W low
$7.71
1W change
-4.42%
Beta
1.31
Analyst Price Targets
Based on analyst covering DLCG · as of Nov 9, 2026
Wall Street analysts forecast DLCG stock price to rise 52.9% over the next 12 months.
Consensus
BullishBased on avg. target vs last close (formal rating unavailable for Canadian listings)
Avg. Target
C$12.25
+52.9% Upside
Previously C$12.63 on Nov 2, 2026
Current Price
C$8.01
Last close
Targets are snapshotted when they change. Unchanged figures keep their original date. Not financial advice.
Wealth Awesome Price Forecast
WA ModelStatistical 90-day price range based on DLCG's historical volatility
30-Day Vol
50.6%
Annualized
90-Day Vol
41.7%
Annualized
Trend (90d)
-41.9%
Annualized drift
90d Mean
C$6.90
Expected price
| Horizon | Expected | 68% Range (1σ) |
|---|---|---|
| 30 trading days | C$7.62 | C$6.40 – C$9.07 |
| 60 trading days | C$7.25 | C$5.66 – C$9.28 |
| 90 trading days | C$6.90 | C$5.10 – C$9.33 |
Methodology: Range is calculated using 30-day realized volatility via geometric Brownian motion (log-normal model). 68% band = ±1σ, 95% band = ±2σ. This is a statistical model, not a prediction. Past volatility does not guarantee future results. Not financial advice.
Analyst coverage: 3 analyst(s) cover this name; upcoming EPS consensus is available.
Beat estimates in 1 of the last 4 comparable quarter(s).
| Fiscal period | Report date | Actual EPS | Estimate | Surprise |
|---|---|---|---|---|
| 2026-09-30 | 2026-11-05 | 0.1300 | 0.1500 | -13.3% |
| 2026-06-30 | 2026-08-06 | 0.0900 | 0.1000 | -10.0% |
| 2026-03-31 | 2026-05-07 | 0.0600 | 0.0700 | -14.3% |
| 2025-12-31 | 2026-03-24 | 0.1300 | 0.1000 | +30.0% |
| 2025-09-30 | 2025-11-06 | 0.1100 | 0.1300 | -15.4% |
| 2025-06-30 | 2025-08-07 | 0.1000 | 0.1000 | +0.0% |
Investor takeaway: The earnings miss extends a run of shortfalls, even as revenue and adjusted EBITDA growth point to a larger earnings base. Investors may want to consider how much growth came from the Filogix acquisition alongside the 1% decline in funded mortgage volumes. DLCG closed at C$8.01, below its 50-day and 200-day moving averages. These figures describe recent trading, not future performance.
C$0.13 EPS, versus C$0.15 expected
EPS missed the estimate by 13.3%. It also came in below estimates in the previous three reported quarters: C$0.09 versus C$0.10, C$0.06 versus C$0.07, and C$0.13 versus C$0.10 in the quarter before that. The earnings trend table and chart show the results by quarter.
Bull case
Revenue reportedly rose 14% year over year to C$30.0 million, while adjusted EBITDA grew 26% to C$17.8 million. The company attributed some of the revenue growth to Filogix. The acquisition expands DLCG’s mortgage technology and connectivity operations. Adjusted EBITDA margin was 59%. Analyst data provided with this article lists an average target of C$12.25, or 52.9% above the last close. That comparison does not guarantee future performance.
Bear case
EPS missed estimates for a fourth straight reported quarter, and funded mortgage volumes fell 1% to C$23.3 billion in the third quarter. DLCG’s last close of C$8.01 was below its 50-day moving average of C$8.79 and its 200-day average of C$8.95. The supplied statistical model also puts its 90-day mean below the current price, with a wide range of possible outcomes.
Analysis
DLCG reported calendar EPS of C$0.13 for the quarter ended September 30, 2026, compared with an estimate of C$0.15—a 13.3% shortfall. The supplied earnings history shows one estimate beat in the last four comparable quarters. Supplemental details from the company’s release show revenue up 14% year over year to C$30.0 million and adjusted EBITDA up 26% to C$17.8 million, with a 59% adjusted EBITDA margin. Funded mortgage volumes fell 1% to C$23.3 billion.
The company attributed some revenue growth to Filogix, a mortgage connectivity platform it acquired in August for C$58.5 million. DLCG had said it expected the deal to immediately increase adjusted EPS. The latest earnings miss makes the acquisition’s contribution and the company’s execution worth watching. For more company data, see the DLCG stock page.
Analysis
The supplied analyst data lists an average target of C$12.25, compared with DLCG’s last close of C$8.01, implying 52.9% upside. The context describes the consensus as bullish based on the average target relative to the last close. It also notes that a formal rating is unavailable for Canadian listings. Analyst targets are estimates, not promises, and should be weighed against the recent run of EPS misses and the trend in mortgage volumes. See the analyst ratings section for details.
Analysis
Wealth Awesome’s statistical 90-day model gives a mean forecast of C$6.90, below the current reference price of C$8.01. Its 68% range is C$5.10 to C$9.33, and its wider 95% range is C$3.77 to C$12.63. The model’s annualized drift is -41.9%, with 30-day volatility of 50.6%. These figures are uncertain model outputs, not financial advice or a price target. See the DLCG price forecast for details.
Best next step
Keep exploring this topic
If you want to go deeper, these are the most useful follow-up pages and tools for this topic.
Broker comparison
Best trading platforms in Canada
Compare $0-commission brokers before you act on a ticker story.
Safe cash
Best GIC rates in Canada
If the story makes you want to de-risk, compare guaranteed rates next.
HISA roundup
Best high-interest savings accounts
Keep dry powder in a no-fee savings account instead of chequing.
TFSA room
Check TFSA contribution room
Shelter the next contribution before you buy.
Wealth Awesome
Timely coverage of Canadian stocks, earnings, dividends, and market movers for DIY investors. Stories are checked against exchange data and public filings.
View Full Profile →✅ Reviewed by Certified Financial Professionals
This content has been reviewed by CFA® charterholders and Certified Financial Planners (CFP®) with over a decade of experience in Canadian financial markets. All information is fact-checked against official Canadian sources and regulations.
Why these credentials matter: CFA® charterholders complete 900+ hours of rigorous study in investment analysis and ethics. CFP® professionals are held to the highest standards of financial planning competency and fiduciary duty in Canada.
⚠️ Professional Disclaimer
This content is for educational purposes only and should not be considered personalized financial advice. While our team brings professional expertise, individual circumstances vary. For personalized guidance, consult with a qualified financial advisor, tax professional, or mortgage specialist.
