As VersaBank prepares to unveil its Q3 fiscal 2026 results, investors are keenly watching for another earnings surprise.
VersaBank (VBNK.TO) is set to report its third quarter fiscal 2026 earnings on September 3, 2026, before the market opens. With a history of exceeding analyst expectations, the bank's upcoming results are highly anticipated. The consensus EPS estimate is $0.30, reflecting a significant year-over-year growth potential of 48.8%.
Recent earnings trend
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VersaBank
VBNK.TO
VBNK.TO
VersaBank
WealthAwesomeMarket cap
$888.85M
P/E
29.2x
Div. yield
0.36%
Div. / share
$0.10
52W high
$33.97
52W low
$14.79
1W change
-0.81%
Beta
1.10
Analyst Price Targets
Based on analyst covering VBNK
Wall Street analysts forecast VBNK stock price to rise 8.1% over the next 12 months.
Consensus
Moderately BullishBased on avg. target vs last close (formal rating unavailable for Canadian listings)
Avg. Target
C$29.00
+8.1% Upside
Current Price
C$26.82
Last close
Analyst ratings and price targets are updated periodically. Not financial advice.
Wealth Awesome Price Forecast
WA ModelStatistical 90-day price range based on VBNK's historical volatility
30-Day Vol
28.5%
Annualized
90-Day Vol
41.5%
Annualized
Trend (90d)
+7.4%
Annualized drift
90d Mean
C$27.54
Expected price
| Horizon | Expected | 68% Range (1ฯ) |
|---|---|---|
| 30 trading days | C$27.06 | C$24.53 โ C$29.85 |
| 60 trading days | C$27.30 | C$23.76 โ C$31.36 |
| 90 trading days | C$27.54 | C$23.23 โ C$32.65 |
Methodology: Range is calculated using 30-day realized volatility via geometric Brownian motion (log-normal model). 68% band = ยฑ1ฯ, 95% band = ยฑ2ฯ. This is a statistical model, not a prediction. Past volatility does not guarantee future results. Not financial advice.
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Analyst coverage: 3 analyst(s) cover this name; upcoming EPS consensus is available.
Beat estimates in 3 of the last 4 comparable quarter(s).
| Fiscal period | Report date | Actual EPS | Estimate | Surprise |
|---|---|---|---|---|
| 2026-07-31 | 2026-09-03 | โ | 0.3000 | โ |
| 2026-04-30 | 2026-06-03 | 0.3900 | 0.3800 | +2.6% |
| 2026-01-31 | 2026-03-03 | 0.3800 | 0.3500 | +8.6% |
| 2025-10-31 | 2025-12-10 | 0.3300 | 0.3400 | -2.9% |
| 2025-07-31 | 2025-09-04 | 0.3000 | 0.2400 | +25.0% |
| 2025-04-30 | 2025-06-04 | 0.2600 | 0.2800 | -7.1% |
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Investor takeaway: Investors should consider the implications of VersaBank's historical performance, as well as its current market positioning and analyst sentiment, ahead of the upcoming earnings release.
EPS Growth Estimated at 48.8% Year-Over-Year
The anticipated EPS of $0.30 represents a notable increase from the $0.20 reported in the same quarter last year, showcasing VersaBank's growth trajectory.
Bull case
If VersaBank continues its trend of beating estimates, it could boost investor confidence and push share prices higher, especially with a strong revenue growth forecast of 24.8%.
Bear case
On the other hand, failing to meet estimates could shake investor confidence, particularly given the recent slight decline in stock performance leading up to the earnings report.
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Wealth Awesome
Timely coverage of Canadian stocks, earnings, dividends, and market movers for DIY investors. Stories are checked against exchange data and public filings.
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